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Selling online is virtually impossible without a shopping cart of some sort. This article provides an overview of two common shopping cart programs, Miva Merchant and osCommerce, their cost and support options.

Once a merchant accepts a credit card and processes the customer's purchase as a transaction, how does he or she get the money and how does it get funded to the merchant's bank? This is a very commonly asked question, and not really that complicated. There are four steps to getting your money-initiating, authorizing, completing the transaction and receiving your funds. The first step is to initiate the transaction, which verifies that your customer's credit card is active and the amount of the purchase is within his or her approved spending limit. This happens in a number of ways, depending on what kind of business you operate:

You may be new to increasing your sales and profits by accepting credit and debit cards. You may be getting a second opinion to benefit from lower rates/fees and better service. No matter the reason, you should be congratulated for knowing that accepting credit and debit cards is a true benefit for your business. Did you know that the..

Industry publications report a 70% average shopping cart abandonment rate for the majority of retailers. Since, on average, websites convert visitors-to-sales at a rate of 1% to 2% then 98% to 99% of the visitors to your website leave without purchasing! Is your website a victim?

Everyone considering accepting credit cards online will need a merchant account. We I went looking for a merchant account, I went with Authorize Net. Authorize Net has some of the most competitive rates for merchant accounts I came across.